\u003cdiv class=\"rich_media_content\"\u003e\u003c!--NO_AD_ERROR_2--\u003e\u003cp style=\"text-align: left\"\u003e住房公积金仍然是楼市政策的发力重点之一。成都、福州等多地本周官宣调整公积金政策。根据中指研究院不完全统计，今年以来，全国超30地调整优化公积金贷款政策，在各类已出台落地政策调整方向中数量最多。\u003c!--NO_AD_0--\u003e\u003c!--EOP_0--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_0--\u003e\u003cp style=\"text-align: left\"\u003e成都在提高住房公积金最高贷款额度、阶段性取消住房公积金贷款次数限制、优化贷款套数认定、支持购买现房等动作之外，还计划进一步优化\u003c!--VERTICAL_CARD_BEGIN_0--\u003e重大疾病提取\u003c!--VERTICAL_CARD_END_0--\u003e住房公积金。符合重大疾病提取条件的缴存人可申请全额提取个人住房公积金账户余额，且缴存人本人或配偶、父母、子女患重大疾病的，均可申请全额提取个人住房公积金账户余额。\u003c!--AI_MID_AD_0--\u003e\u003c!--NO_AD_1--\u003e\u003c!--EOP_1--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_1--\u003e\u003cp style=\"text-align: left\"\u003e福州在调整中鼓励“卖旧换新”、优化多子女家庭住房套数认定、支持提取公积金支付自住住房装修。同时，明确优化\u003c!--VERTICAL_CARD_BEGIN_1--\u003e代际互助购房提取\u003c!--VERTICAL_CARD_END_1--\u003e，并放宽建造、翻建、大修自住住房提取条件，允许购房人及其配偶住房公积金账户余额不足，可提取购房人及配偶的双方父母、子女住房公积金账户余额。\u003c!--NO_AD_2--\u003e\u003c!--EOP_2--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_2--\u003e\u003cp style=\"text-align: left\"\u003e根据中指研究院不完全统计，今年以来，全国超30地调整优化公积金贷款政策，在各类已出台落地政策调整方向中，针对公积金贷款的调整政策数量最多，是当前各地政策调整优化、促进住房消费的重要抓手。\u003c/p\u003e\u003cp style=\"text-align: left\"\u003e不断扩宽的公积金提取使用范围是本轮调整典型特征之一，如此前深圳支持支付契税等税费、苏州支持支付物业管理费、福建支持支付装修款、购买车位等。\u003c/p\u003e\u003cp style=\"text-align: left\"\u003e“扩宽公积金提取的使用范围，能够有效提高住房公积金的使用效率，降低居民的购房消费成本，促进其住房消费活力的释放。未来通过公积金政策调整促进住房消费的趋势将进一步强化。”中指研究院相关负责人表示。\u003c!--NO_AD_3--\u003e\u003c!--EOP_3--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_3--\u003e\u003cp style=\"text-align: left\"\u003e今年政府工作报告中明确提出“\u003c!--VERTICAL_CARD_BEGIN_2--\u003e深化住房公积金制度改革\u003c!--VERTICAL_CARD_END_2--\u003e”，前述负责人预计，2026年公积金政策将更加细化，如灵活调整公积金缴存政策、扩大覆盖范围、提升资金使用效率等方向也是政策调整的聚焦点，进一步发挥公积金在惠民生和稳市场中的作用。\u003c!--NO_AD_4--\u003e\u003c!--EOP_4--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_4--\u003e\u003cstyle\u003e.rich_media_content{--news-tabel-th-night-color: #444444;--news-font-day-color: #333;--news-font-night-color: #d9d9d9;--news-bottom-distance: 22px}.rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}.rich_media_content{color:var(--news-font-day-color);font-size:18px}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]):not(.qn-editor-copy){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content{color:var(--news-font-night-color)}}.data_color_scheme_dark .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.data_color_scheme_dark .rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}.data_color_scheme_dark .rich_media_content{color:var(--news-font-night-color)}.data_color_scheme_dark .rich_media_content{font-size:18px}.rich_media_content p[data-exeditor-arbitrary-box=image-box]{margin-bottom:11px}.rich_media_content\u003ediv:not(.qnt-video),.rich_media_content\u003esection{margin-bottom:var(--news-bottom-distance)}.rich_media_content hr{margin-bottom:var(--news-bottom-distance)}.rich_media_content .link_list{margin:0;margin-top:20px;min-height:0!important}.rich_media_content blockquote{background:#f9f9f9;border-left:6px solid #ccc;margin:1.5em 10px;padding:.5em 10px}.rich_media_content blockquote p{margin-bottom:0!important}.data_color_scheme_dark .rich_media_content blockquote{background:#323232}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content blockquote{background:#323232}}.rich_media_content ol[data-ex-list]{--ol-start: 1;--ol-list-style-type: decimal;list-style-type:none;counter-reset:olCounter calc(var(--ol-start,1) - 1);position:relative}.rich_media_content ol[data-ex-list]\u003eli\u003e:first-child::before{content:counter(olCounter,var(--ol-list-style-type)) '. 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